The Bank That Truly Pays You

Bills & More
Earn daily interest on your account balance of up to 15% p.a
Fully Licensed by the Central Bank Of Nigeria

Target Savings

Earn interest on any target you achieve. Earn up to 10% interest
Fully Licensed by the Central Bank Of Nigeria

Welcome To Vale

Since we launched we have helped people from all walks of life grow and achieve their personal financial goals.

With Vale You Have Numerous Benefits

Saving Box

Save smarter and earn huge returns without stress

Savings could be difficult, but Vale makes it easy. You do not have to worry about how to save. We provide you with numerous savings plans customized to your lifestyle while offering irresistible returns.

Saving Box

Smart and reliable security to protect your funds

Vale is secured by 256 bits SSL security encryption to ensure that your information is safe and completely protected from fraud. Also, our payment processors are PCIDSS compliant to ensure optimum security of your data electronically.

Saving Box

Carry out transactions swiftly

Vale makes it easy for you to carry out seamless transfers, pay your utilities, buy airtime, mobile data, pay-tv subscription while still tracking your expenses.

Meet Vale Products Tailored for you

My Target

Achieve your aspirations with our goal-oriented savings plan. We assist you in saving consistently and incrementally, enabling you to reach your goals faster through discipline and determination.

Earn interest on any target you achieve, we are providing the motivation you need to reach your financial aspirations.

Have access to lock your target and make a commitment to it by making a pre payment into your newly created target.

My Vault

Invest and earn up to 16% interest per annum, depending on your investment amount. With our vault plan, you can earn interest upfront. This plan allows you to lock your money in and grow it. You can either choose to reinvest the investment or liquidate it at the end of the set date (tenor).

Note: Your investment cannot be terminated before maturity as you have received your interest upfront.

As Featured In


A Creative Team

A peep into our team, a superb product starts with a functional team. We are continuously collaborating together to deliver the experience you deserve

Our users are in love with us

Since launch we have helped people from all works of life grow and achieve their personal financial goals.

Vale is awesome! It's secure, safe and smart when it comes to handling your finances. I love this app and recommend it to my friends and anyone who cares to manage and grow their finances with the much needed confidence and discipline it requires. Keep up the good work!
Moses Ekeruo
This app is more than great, especially their customer service that respond fast and at last solving someone’s problem, I recommended it. It’s awesome.
Chukwudire Nwajiaku
Good and reliable. I make complaint here like 30 minutes ago and it has been rectified. Good customer service.
Ayano Aanuoluwapo

Refer friends and earn money

When you refer a friend, you get N500 after the person you refer completes the registration process and makes a minimum deposit of N1000.

How does it work?

Step One
  • Login to your Vale account
  • Click on “More” icon at the bottom right of your screen, then click on “Referral”.
  • Copy your referral link and share it with family and friends!
Step Two
  • Get your referred user to complete KYC, and
  • Fund wallet with a minimum of N1,000.
Step Three
  • As soon as requirements are met, your wallet will be credited with 500 Naira!


Vale believes in empowering businesses and individuals to grow.

Join Vale Today

And start your journey to financial freedom
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Vale Finance